6 Tips on When to Refinance Your Mortgage

A mortgage refinance means paying off the existing mortgage and replacing it with a new mortgage. There are quite a few reasons to refinance a home mortgage for the savvy homeowner. Here is your guide, six essential tips, on when to refinance your home loan to ensure you get the best deal possible. Tip #1:…

5 Most Common Renovations that Lower Home Value

Every do-it-yourself project should have two measures of success. First, ask yourself if the renovation will make the home more enjoyable or attractive to you. This is where most homeowners stop in their analysis of whether to continue with a home project. The second, and perhaps more important, is determine what effect this project will…

5 Tips to Compete Against Cash Buyers

A cash offer is very attractive to the seller for a couple of reasons. First, it means there is no issue of  waiting on a loan approval. Will the buyer get approved or not? Also, cash expedites closing in most cases. It can be hard to compete against another buyer that is able to pay…

5 Tips for a Wood-Burning Fireplace

Winter is just around the corner and it’s fast approaching the time when that fireplace will come in handy. Wood-burning fireplaces are a great feature to showcase a living room or den. Even better, they can significantly reduce the cost of heating your home during the coldest months of the winter. Be careful, though, wood-burning…

Year End Statements FAQs

Year End Statements Q: Can I obtain a copy of my Year-End Statement online? A:Yes! You may log into your online account and view or print a copy of your Year-End Statement any time after January 25, 2018. After logging into your online mortgage account, select “Statements and Document” click on “View Statements”. From there, you…

How Smart is a Smart Home?

Home improvement has several guidelines that pop up everywhere. One of the most popular is that the best place to earn your money back on a renovation project in the home is in the kitchen and the bathrooms. Kitchen and bathrooms seem to be one of the biggest features in selling a house. The opposite…

5 Ways to Cut Energy Costs

Energy bills can be high. There are steps you can take right now to cut down those costs. Most of the energy bill is made up of keeping your home a comfortable temperature during the seasons, either warm in winter or cool in the summer. The key is to prevent cool air from escaping in…

5 Ways to Prepare Your Home for Winter

Winter is coming. Is your home ready? The temperatures are going to drop. The long summer days are going to disappear into long winter nights. The transition between the summer season and the coldest months can do a lot of damage to your home unless you prepare now. Here are five essential tips for preparing…

5 Tips to Make a New House Feel Like Home

You’ve signed on the dotted line and now the new property is yours. Making that new house feel like a home can take some time. For some of us, we’ve come from another property that had hosted a lot of special memories – birthdays, holidays, romantic evenings, maybe even the arrival of a new baby….