The Pacific Advantage: Bruised Credit

Welcome to our Product Overview for Mortgage Pros. Pacific Union Financial recognizes what should be obvious, but seldom is – folks with mortgage expertise need the best tools in order to succeed. So we provide them. This series demonstrates that we have the range of products and tools to help accomplished mortgage professionals do what…

4 Ways Borrowers Can Improve Their Credit Score

The credit score, sometimes referred to as the FICO score, is one of the most important numbers that Americans will carry with them throughout their lives. It is a measure of their ability to receive credit, and credit is a major part of doing business, buying a home, and many other things. A consumer can…

Why Many Believe Homeownership is Out of Reach

A recent survey conducted by Bankrate.com revealed the main reason that non-homeowners do not buy their first home. According to the survey, nearly half of the respondents attributed their lack of homeownership to finances. Of the 45% saying it was their financial situation, 29% said it was due to their inability to afford a down…