Female, Single Millennials Rising in Homeownership

According to a recent study released by Ellie Mae, more single females from the millennial generation are buying homes than single men. While most borrowers are married men, the single cohort offers what many may consider a surprising result. From the millennial generation, 60% of women that were listed as the primary borrower were single….

When to Drop Your Asking Price

There is no question that 2017 was a seller’s market. A recent study by the National Association of Realtors, revealed that 99% of listings received their asking price. However, sellers should be careful in having exorbitant expectations on what they can fetch for their home. While housing inventory has been limited, buyers simply won’t pay…

Your Guide to the Mortgage Market

Thinking of buying a home? Perhaps you’re considering selling your home instead? The mortgage market in 2017 has seen some significant changes compared to previous years. The profile of the average buyer and seller is different when compared to even just last year. A great deal of information can be gleaned from the 2017 Profile…

5 Tips to Compete Against Cash Buyers

A cash offer is very attractive to the seller for a couple of reasons. First, it means there is no issue of  waiting on a loan approval. Will the buyer get approved or not? Also, cash expedites closing in most cases. It can be hard to compete against another buyer that is able to pay…

5 Tips for a Wood-Burning Fireplace

Winter is just around the corner and it’s fast approaching the time when that fireplace will come in handy. Wood-burning fireplaces are a great feature to showcase a living room or den. Even better, they can significantly reduce the cost of heating your home during the coldest months of the winter. Be careful, though, wood-burning…

5 Ways to Cut Energy Costs

Energy bills can be high. There are steps you can take right now to cut down those costs. Most of the energy bill is made up of keeping your home a comfortable temperature during the seasons, either warm in winter or cool in the summer. The key is to prevent cool air from escaping in…

5 Ways to Prepare Your Home for Winter

Winter is coming. Is your home ready? The temperatures are going to drop. The long summer days are going to disappear into long winter nights. The transition between the summer season and the coldest months can do a lot of damage to your home unless you prepare now. Here are five essential tips for preparing…

5 Tips to Make a New House Feel Like Home

You’ve signed on the dotted line and now the new property is yours. Making that new house feel like a home can take some time. For some of us, we’ve come from another property that had hosted a lot of special memories – birthdays, holidays, romantic evenings, maybe even the arrival of a new baby….

5 Ways to Make Your Home Look Fab on a Budget

Everyone wants a home that is admired. Your home is your castle and you’d love to have it look as if it came straight out of a magazine. Here is a secret about getting a beautiful home: they don’t have to cost a fortune to look great. Sure, millions of dollars can go a long…

4 Tips for FHA Mortgages

FHA mortgages are very popular, partially due to their low down payment requirements for qualified borrowers. As little as 3.5% down is required for candidates that meet the credit score requirement. That means for a house that costs $100,000, the borrower only needs $3,500 down, which is very attractive in today’s market. Understanding the ins…