10 DIY Summer Ideas to Renovate Your Home

With great weather and plenty of daylight, summer is an ideal time to renovate your home. And if the kids are home, why not put them to work with a paint brush or some garden tools to keep them active? Here are ten ideas that you can do yourself to renovate your home this summer….

How to Select Your Next Hot Water Heater

If you are in the market for a new hot water heater, then there are a couple of things you need to consider. The first is, of course, to be sure that you’ve got a ready supply of hot water. The other is taking advantage of the significant technological advances in water heaters for both…

Credit Card Debt Could Be a Barrier to Owning a Home

According to a new study released by NerdWallet, credit card debt in the United States continues to increase. As of 2017, household credit card debt reached a balance of $15,654. Let’s compare the amount of money spent on credit card debt to a mortgage. Last year, Americans owed $8.74 trillion on their mortgages while owing…

Cash Out for Spring Break

Spring break! Two words to bring joy to the hearts and minds of students, if some trepidation to their parents. Let’s take a look at some of the best spring break options for solo students, family outings, and those who want something just a little different – and how to afford the trip of a…

Refinancing: What It Is and Why to Do It

You’ve likely seen a lot about mortgage refinancing. It’s often in the news and on the web because it’s a common financial move that can help homeowners in a variety of ways. But what is refinancing, exactly, and what are the reasons to consider it? What Is Refinancing? Refinancing is the process of replacing your…

When to Drop Your Asking Price

There is no question that 2017 was a seller’s market. A recent study by the National Association of Realtors, revealed that 99% of listings received their asking price. However, sellers should be careful in having exorbitant expectations on what they can fetch for their home. While housing inventory has been limited, buyers simply won’t pay…

6 Tips on When to Refinance Your Mortgage

A mortgage refinance means paying off the existing mortgage and replacing it with a new mortgage. There are quite a few reasons to refinance a home mortgage for the savvy homeowner. Here is your guide, six essential tips, on when to refinance your home loan to ensure you get the best deal possible. Tip #1:…

5 Most Common Renovations that Lower Home Value

Every do-it-yourself project should have two measures of success. First, ask yourself if the renovation will make the home more enjoyable or attractive to you. This is where most homeowners stop in their analysis of whether to continue with a home project. The second, and perhaps more important, is determine what effect this project will…

5 Tips to Compete Against Cash Buyers

A cash offer is very attractive to the seller for a couple of reasons. First, it means there is no issue of  waiting on a loan approval. Will the buyer get approved or not? Also, cash expedites closing in most cases. It can be hard to compete against another buyer that is able to pay…

5 Tips for Repeat Mortgage Customers

Keeping a mortgage customer is just as important as finding new ones. Marketing costs for mortgage leads can be quite expensive. Every broker knows how important it is to convert as many of those new business leads into happy homeowners, but how many put the proper emphasis on keeping those leads as lifelong customers? Most…