The Pacific Advantage: Bruised Credit

Welcome to our Product Overview for Mortgage Pros. Pacific Union Financial recognizes what should be obvious, but seldom is – folks with mortgage expertise need the best tools in order to succeed. So we provide them. This series demonstrates that we have the range of products and tools to help accomplished mortgage professionals do what…

4 Ways Borrowers Can Improve Their Credit Score

The credit score, sometimes referred to as the FICO score, is one of the most important numbers that Americans will carry with them throughout their lives. It is a measure of their ability to receive credit, and credit is a major part of doing business, buying a home, and many other things. A consumer can…

5 Tips to Help Borrowers with Student Loans Get Financing

Thousands of Americans rely on student loans to finance their college education. These loans, while an investment on future earning potential, can make getting a home loan more difficult. One of the most important things a borrower can do is to approach lenders with as good a credit profile as possible. Obviously, tens of thousands…

Understanding FHA Mortgage Insurance

An FHA mortgage has several great advantages. They can make buying a home a real possibility for millions of Americans that might not otherwise have that option. For candidates with low FICO scores or the inability to save for a large down payment, a mortgage insured by the Federal Housing Administration may be a solution….

10 Reasons Why FHA Mortgages Remain Popular with Borrowers

There is perhaps nothing more attractive to first-time homebuyers than no and low down payment mortgages. Saving up a down payment of 5 percent or even 10 percent is a significant barrier to entry for many Americans. Among the most popular mortgage options with these borrowers are FHA loans. The Federal Housing Administration is behind…

5 Huge Factors That Will Impact the Housing Market in 2016

The coming year will have an interesting mix of positive and negative factors that will influence the housing market. All of this couples with the uncertainty of a presidential election year. Will the different trends and influences end up netting a good or bad year for the housing industry? Let’s find out. Here are Redfin’s…

Pacific Union Financial, LLC Hires Tim Wagner as Senior Vice President of Marketing

Pacific Union Financial, LLC announced today the hiring of Tim Wagner as Senior Vice President of Marketing. Tim Wagner joins the company from Nationstar Mortgage where he was Vice President of Marketing. At Nationstar, he directed the integrated and ecommerce marketing teams, supporting all corporate, servicing and originations divisions. Mr. Wagner has more than 15…

Lenders One® Selects Pacific Union Financial as Newest Preferred Investor

Lenders One Mortgage Cooperative , a national alliance of community mortgage bankers, correspondent lenders and suppliers of mortgage products and services, announced that Walnut Creek, Calif.-based Pacific Union Financial LLC is its newest preferred investor. Pacific Union Financial is a national mortgage banking company that originates and aggregates residential mortgages by funding and purchasing loans…