FlexKey Adds Foreign National Enhancements

Pacific Union Financial’s exclusive FlexKey loan program just got even better. We’ve added Foreign National enhancements to our Non-Agency suite of products, and we think lenders and borrowers alike will be pleased. What is FlexKey? Designed with atypical mortgage situations in mind, FlexKey is a suite of loan products available only from Pacific Union. For…

Disaster Relief Programs from Pacific Union Financial

In the aftermath of several natural disasters across our country, Pacific Union Financial would like to remind our business partners of the disaster relief programs we offer. We also offer an additional resource for impacted borrowers and potential borrowers you can share to your social media here. The Wholesale, Retail and Correspondent Channels of Pacific Union offer FHA 203(h) loans….

When Disaster Strikes

In the aftermath of a disaster, when you and your family are struggling with the overwhelming day-to-day recovery, it can be hard to know how to proceed. We at Pacific Union Financial hope these suggestions can help. First Steps When alerted to an incoming storm or other potential emergency, a little preparation can go a…

5 Ways to Make Your Home Look Fab on a Budget

Everyone wants a home that is admired. Your home is your castle and you’d love to have it look as if it came straight out of a magazine. Here is a secret about getting a beautiful home: they don’t have to cost a fortune to look great. Sure, millions of dollars can go a long…

Your Back to School Home Checklist

School is here. Summer is over. Your kids are groaning about all the homework, teachers, and classes. They are not the only ones that are going to have a lot of extra work. You’ll be busy ferrying them to and from school and all of the extracurricular activities, sports, parties, and more. To help the…

Take Your Home into the Future on a Budget

Smart homes are a trendy topic among realtors and on home listings. Smart technology is taking homes into the future, but what exactly does it do? A smart home has technology integrated into its basic functions. These features might include lighting or temperature control managed through a remote or smart phone. It also might include…

Fannie, Freddie Announce URLA Delay

On Sept. 26, Freddie Mac published a joint statement with Fannie Mae discussing the upcoming changes to the Uniform Residential Loan Application (URLA). The new URLA will be delayed until July 2019, and will become mandatory on all new loan applications in February of 2020. After a transition period, old URLA forms will no longer be…

Female Millennials Have Higher Credit Scores

According to the United States Census Bureau, millennials are the largest living generation of Americans, with over 80 million today. Their importance to the economy, specifically the housing and mortgage markets, is hard to overstate. Industry experts have spent a lot of time and energy understanding how this group will act towards buying and financing…