Important Natural Disaster Information

All of us at Pacific Union Financial are thinking of our customers and their families, friends, and neighbors affected by the recent natural disasters. Pacific Union wants to help with any information and services you need before, during and after a natural disaster. Be sure to follow the instructions of your local government and evacuate…

10 DIY Summer Ideas to Renovate Your Home

With great weather and plenty of daylight, summer is an ideal time to renovate your home. And if the kids are home, why not put them to work with a paint brush or some garden tools to keep them active? Here are ten ideas that you can do yourself to renovate your home this summer….

4 Tips to Market to Multicultural Homebuyers

The United States is a massive country with more than 320 million people living within its borders – and we’re a land of different ethnic, religious, and cultural backgrounds. For instance, did you know that there are 500 languages spoken in the U.S.? In fact, eight of those languages have more 1+ million speakers: English,…

How Government Discord Affects the Mortgage Market

2018 has involved multiple disagreements in Congress leading to two different government shutdowns. A government shutdown literally means that most of the federal government cannot operate due to the inability to pay salaries and bills. Federal employees are furloughed to cut costs and only the essential functions of government are funded in the interim. A…

Pacific Union Financial Chooses Total Expert to Power New Marketing Operating System

Nationwide lender’s EXPmarketing will empower loan officers to be ‘Rock Stars’ Pacific Union Financial, a nationwide residential mortgage lender headquartered in Farmers Branch, Texas, has selected Total Expert to deploy its new proprietary marketing operating system (MOS), EXPmarketing. The first enterprise-grade marketing operating system specifically for regulated financial institutions, Total Expert will empower Pacific Union…

Protect Your Equity with Pacific Union Financial

When we started offering PacificPlus, we did it to address a simple question: How can buyers protect their down payments? As it turns out, people were interested in covering the largest portion of their home investment. Which makes sense. Having a little less uncertainty and a little more safety is a great feeling! So, we…

10 Best Cities to Avoid Traffic

A recent survey compiled by The Telegraph revealed that people really do not like sitting in traffic. According to the poll, 34% of survey respondents chose getting caught in a traffic jam as their biggest cause of everyday stress. It was the highest result on the entire list. If you also hate sitting in traffic,…

5 Tips for Getting a Mortgage Loan with a Partner Who Has Challenged Credit

Most married couples apply for a mortgage home loan jointly, meaning that they each put their name on the application. The biggest benefit to this is that the couple can pool their financial resources together. A joint application will assess both incomes. This affects a number of important metrics that mortgage companies use in assessing…

How to Select Your Next Hot Water Heater

If you are in the market for a new hot water heater, then there are a couple of things you need to consider. The first is, of course, to be sure that you’ve got a ready supply of hot water. The other is taking advantage of the significant technological advances in water heaters for both…

Accessible Mortgage Equity at an All-Time High

According to the Mortgage Monitor report generated by Black Knight, the amount of accessible equity is at an all-time high. More and more Americans are discovering that their homes have more value available within them. One of the biggest drivers of this home equity trend are appreciating property values across the United States. Home values have…