EXPwholesale: By Brokers, For Brokers

Wholesale brokers have unique needs. And who better to understand those needs than other Wholesale brokers? Seems logical to us. So when we set out to design the ultimate Wholesale tool, we made sure brokers were a part of the conversation from the beginning. Combining their real-world knowledge with intelligent user experience and forward-looking tech…

Pacific Union Financial LLC Grows Warehouse Lines to $1.8 Billion

Pacific Union Adds Top Three National Banking Partner Pacific Union Financial LLC announced today it has partnered with a top three national bank to expand its warehouse lending capability to $1.8 billion. The extension of an additional $200 million helps fuel Pacific Union’s 2018 growth strategy, specifically with the company’s Wholesale, Correspondent and Non-Delegated channels….

10 DIY Summer Ideas to Renovate Your Home

With great weather and plenty of daylight, summer is an ideal time to renovate your home. And if the kids are home, why not put them to work with a paint brush or some garden tools to keep them active? Here are ten ideas that you can do yourself to renovate your home this summer….

4 Tips to Market to Multicultural Homebuyers

The United States is a massive country with more than 320 million people living within its borders – and we’re a land of different ethnic, religious, and cultural backgrounds. For instance, did you know that there are 500 languages spoken in the U.S.? In fact, eight of those languages have more 1+ million speakers: English,…

How Government Discord Affects the Mortgage Market

2018 has involved multiple disagreements in Congress leading to two different government shutdowns. A government shutdown literally means that most of the federal government cannot operate due to the inability to pay salaries and bills. Federal employees are furloughed to cut costs and only the essential functions of government are funded in the interim. A…

Why are Defective Loans Increasing?

A recent study offered by Aces Risk Management (ARMCO) revealed that defective mortgage loans are increasing nationwide. Defective mortgages speak directly to the quality of mortgages that are originated. Several factors are influencing this trend. First, let’s examine what a defective mortgage is, then consider the state of the current mortgage market. After that, we…

Pacific Union Financial Chooses Total Expert to Power New Marketing Operating System

Nationwide lender’s EXPmarketing will empower loan officers to be ‘Rock Stars’ Pacific Union Financial, a nationwide residential mortgage lender headquartered in Farmers Branch, Texas, has selected Total Expert to deploy its new proprietary marketing operating system (MOS), EXPmarketing. The first enterprise-grade marketing operating system specifically for regulated financial institutions, Total Expert will empower Pacific Union…

EXP: Because Things Don’t Have to Suck

Let’s be honest – no one is out there raving about online mortgage interfaces. While the retail and entertainment industries have constructed platforms that make it easy for people to understand and use, mortgage sites have been clunky, confusing, and quite frankly, a little bit ugly. But it doesn’t have to be that way. Things…

Protect Your Equity with Pacific Union Financial

When we started offering PacificPlus, we did it to address a simple question: How can buyers protect their down payments? As it turns out, people were interested in covering the largest portion of their home investment. Which makes sense. Having a little less uncertainty and a little more safety is a great feeling! So, we…

10 Best Cities to Avoid Traffic

A recent survey compiled by The Telegraph revealed that people really do not like sitting in traffic. According to the poll, 34% of survey respondents chose getting caught in a traffic jam as their biggest cause of everyday stress. It was the highest result on the entire list. If you also hate sitting in traffic,…