Mortgage Programs and Assistance

When you buy a house, you hope and plan on building a lasting home. But sometimes life takes a turn. It can be frightening looking at the debt of a mortgage and not knowing how to juggle the numbers. Fortunately, there are resources available to help U.S. homeowners who find themselves experiencing difficulties. Housing and…

Resources to Help You Leave Your Home

Like any loan, a mortgage is an obligation. And sometimes despite every good faith effort to the contrary, an obligation can’t be met. If all other avenues have been exhausted, it may be time to leave your home. But first, make sure you’ve tried other approaches. Resources and Programs As a mortgage company, Pacific Union…

Resources to Help You Stay Put

No one takes out a home loan with the intention of falling behind, but sometimes life throws us a curveball or two. It can be intimidating facing unpaid bills and worrying about past-due notices and late fees, but it is important to confront the situation head on. It may be possible to stay in your…

Troubled Mortgage FAQ

I’m worried about falling behind on my mortgage. What are some programs and resources to help? U.S. Department of Housing and Urban Development (HUD) Certified Counseling Agencies HUD-approved counseling agencies provide helpful information and resources to homeowners who are experiencing hardship. Visit www.HUD.gov or to find a HUD certified counseling agency, or Call 800-569-4287. Hope…

Analyzing Millennial Home Buying Behavior

A very detailed report on millennial homebuyer behavior was recently released by the Ellie Mae Millennial Tracker. The millennial group is hugely important to the American economy, particularly the mortgage market. With 70 million people, millennials are now the largest living generation. How they view homeownership and their ability to acquire credit for a mortgage…

Avoid the Top 5 Regrets of New Homeowners

After signing a mortgage, the last thing homebuyers want is a bout of buyer’s remorse. For first time homeowners, there is so much to learn and remember during the mortgage life cycle that it is easy to make some common mistakes. Be confident in your new home by avoiding the most common mistakes and regrets…

Top 5 Small Towns for Affordable Homes & Great Lifestyle

Realtor.com has recently released a list of the most affordable and best small towns to live in the United States. There are many people, including a lot of millennials, that choose small towns over large cities and less populated areas over the crowded coasts. Technology has made the world much smaller and people have a…

Homebuyers Ready to Buy Now

A recent study performed by Redfin shows an interesting trend with potential homebuyers. The study gauged whether potential homebuyers were more inclined to buy now than later. From the poll, 43% indicated that they looking to buy now. This is an increase of more than +10% compared to last year at this time. Of all…

Buy and Renovate with a Single Mortgage

One of the mainstays within real estate is the concept of a fixer-upper. This type of description often describes an older home that requires a little love and care. Whether it needs some maintenance or a complete renovation, the potential homebuyer is faced with a problem. Do they buy the home now and then save…

Rising Interest and Interested Homebuyers

On March 15, the U.S. Federal Reserve raised interest rates by a quarter of a point. While this signals their faith in the economy, it might make potential homebuyers feel a little nervous. Here are a few things to keep in mind. This Isn’t a Bad Sign In her press conference, Federal Reserve Chair Janet…